RazorpayX – The All In One Business Banking Suite
RazorpayX is an advanced business banking platform developed by Razorpay to help startups and enterprises manage financial operations efficiently. It offers current accounts, automated payouts, payroll management, vendor payments, and compliance tools. The platform is designed to simplify cash flow, reduce manual effort, and provide full financial visibility for businesses in India.
RazorpayX is an advanced business banking platform developed by Razorpay to help startups and enterprises manage financial operations efficiently. It offers current accounts, automated payouts, payroll management, vendor payments, and compliance tools. The platform is designed to simplify cash flow, reduce manual effort, and provide full financial visibility for businesses in India.
Business banking with smart current accounts
Automated payouts and vendor payments with approval workflows
Integrated payroll system for salaries, TDS, PF, ESIC, and compliance
Virtual accounts and real-time reconciliation
Corporate cards and expense management tools
API-based automation for developers and custom integrations
Financial insights and detailed reporting for management teams
| Plan | Pricing | Details |
|---|---|---|
| RazorpayX with Current Account | Free setup + 250 free payouts/month | Post-limit: ₹1.5–₹5 per payout depending on payment method |
| RazorpayX Payroll | Starts from ₹2,499/month | Salary automation, tax compliance, and employee self-service |
| RazorpayX Enterprise | Custom pricing | Advanced automation, SSO, dedicated support, compliance suite |
SOC 2 Type II and RBI-compliant banking infrastructure
End-to-end encryption for all transactions
Audit-ready reports and access control features
Supports Indian regulatory compliance like TDS, PF, ESIC, and GST
Partnered with regulated banking institutions for secure money management
Pros
Simplifies all major business banking operations
Reduces manual errors with automation and workflows
Ideal for startups, SMEs, and growing enterprises
Easy API integration with existing software
Provides strong data security and audit compliance
Cons
Charges apply after free payout limit
Some features are limited to higher plans
Onboarding process may require multiple verifications
Customer support response can be slow during peak hours
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